Annual Report
Key figures and milestones of the 2025 financial year
We are pursuing a business policy geared towards continuity. Our priorities are the universal banking model, the high level of security and stability of the bank, and proximity to our customers.
In the 2025 financial year, Zürcher Kantonalbank generated very pleasing consolidated profit before taxes totalling CHF 1,422 million. The Canton of Zurich and its municipalities are participating more than ever in the profit, with CHF 581 million.
Zürcher Kantonalbank is the second-largest universal bank and the largest cantonal bank in Switzerland. We have successfully positioned ourselves as a universal bank with a regional base as well as a domestic and international network.
With a market penetration of 50 percent, we are the number one for retail and corporate clients in the Greater Zurich Area. We fulfil our increased economic responsibility throughout Switzerland and are a strong partner for large companies as well as private and institutional investors. We are one of the safest banks in the world – as confirmed by top marks from the three leading rating agencies.
Zürcher Kantonalbank is an autonomous public-law institution of the Canton of Zurich and benefits from a state guarantee. Through our public service mandate, we are committed to the well-being of society and the environment – and have been for 155 years. We uphold our values: responsible, inspiring and passionate. Our vision is “Close to you”.
Consolidated profit before taxes
Group rating
Participation canton and municipalities
Dividend for the canton
OECD minimum tax to the canton
Dividend to cover actual costs to canton
Compensation for state guarantee
Dividend for municipalities
Employees
6,655 people work in over 5,809 full-time positions. With 427 apprenticeships, we are one of the largest providers of vocational training in the Canton of Zurich.
Expenses
In 2025 we spent CHF 149 million for the public service mandate.
* according to the rating of the three leading rating agencies Standard & Poor's (S&P Global), Moody's und Fitch