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IF Mortgages: alternative return opportunity

With our Swisscanto IF Mortgages Switzerland investment group, we offer Swiss pension funds easy access to an attractive asset class. They invest cost-effectively in a broadly diversified and actively managed mortgage portfolio.

Why the Swisscanto IF Mortgages Switzerland investment group?

50 basis points more

With our Mortgages Switzerland investment group, we aim to achieve a 50 basis points-higher return (after costs) compared to the Swiss Bond Index.

Combined expertise

Zürcher Kantonalbank is a leading mortgage bank in Switzerland. We incorporate this real estate, mortgage and interest rate expertise into our decisions.

Broad diversification

We carefully select mortgages and ensure a balanced mix of residential and commercial properties as well as mixed-use properties.

External sourcing

We procure mortgages from outside the bank balance sheet of Zürcher Kantonalbank

50 basis points more

With our Mortgages Switzerland investment group, we aim to achieve a 50 basis points-higher return (after costs) compared to the Swiss Bond Index.

Broad diversification

We carefully select mortgages and ensure a balanced mix of residential and commercial properties as well as mixed-use properties.

Combined expertise

Zürcher Kantonalbank is a leading mortgage bank in Switzerland. We incorporate this real estate, mortgage and interest rate expertise into our decisions.

External sourcing

We procure mortgages from outside the bank balance sheet of Zürcher Kantonalbank

Swisscanto IF Mortgages Switzerland offers pension funds diversified access to an attractive asset class thanks to its multi-sourcing approach.

Maurizio Pedrini, Credit Team Leader

Attractive additional return potential

Since its launch in October 2016, the investment group has enjoyed great popularity among pension funds thanks to its sourcing independent of the bank balance sheet and its attractive returns. This is also reflected in the assets under management. The investment group manages assets of over CHF 1.3 billion (as of January 2022) and aims to achieve an additional return of 50 basis points compared to the Swiss Bond Index.

How we invest your pension assets in mortgages

When selecting our mortgages, we work with a large number of sourcing partners and use the strengths of the respective intermediaries to construct a portfolio that is as balanced as possible. We actively manage risk drivers such as creditworthiness, regions, use and maturities and can count on Zürcher Kantonalbank's many years of experience in the field of real estate, mortgages and interest rates.

Who is IF Mortgages Switzerland suitable for?

The IF Mortgages Switzerland investment group is suitable for Swiss pension funds that:

  • wish to diversify their portfolio with an additional asset class at low risk
  • can invest in a less liquid asset class
  • also aim for an attractive additional return

Three good reasons to choose us

  1. 1 Trust: Thanks to the positive performance of the investment group and our unique setup, we have already been able to convince numerous pension funds of our product.
  2. 2 Performance: We aim to achieve an additional return of 50 basis points compared to the Swiss Bond Index.
  3. 3 Security: The Swisscanto Investment Foundation is one of the largest investment foundations in Switzerland.

A few facts and figures

Zero

No payment defaults since the launch in October 2016 thanks to consistent risk management.

10 channels

Ten renowned mortgage sourcing channels are open to us.

1'300'000'000

Since October 2016, we have increased our assets under management from CHF 38 million to CHF 1.3 billion.

ISO 9001

Our asset management system is certified according to the standard for quality management systems, ISO 9001.

Zero

No payment defaults since the launch in October 2016 thanks to consistent risk management.

1'300'000'000

Since October 2016, we have increased our assets under management from CHF 38 million to CHF 1.3 billion.

10 channels

Ten renowned mortgage sourcing channels are open to us.

ISO 9001

Our asset management system is certified according to the standard for quality management systems, ISO 9001.

Swisscanto AST Hypotheken Schweiz

Find out about our suitable investment solution for mortgages.

View investment group

Take the first step

Would you like to know more about the investment and return opportunities of Swiss mortgages? Talk to us about your investment options. We will be happy to advise you.

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