| Group income statement in CHF million | 2020 | 2019 |
|---|---|---|
| Operating result |
801 | 846 |
| Group net income |
865 | 845 |
| Balance sheet (before distribution of net profit) in CHF million | 2020 | 2019 |
|---|---|---|
| Total assets |
188,364 | 167,054 |
| Amounts due from customers |
9,253 | 8,905 |
| Mortgage loans |
87,679 | 84,311 |
| Amounts due in respect of customer deposits |
92,609 | 85,089 |
| Provisions | 222 | 242 |
| Net equity |
12,650 | 12,337 |
| Key figures and additional information |
2020 | 2019 |
|---|---|---|
| Return-on-Equity in % (RoE) | 7.2 | 7.2 |
| Cost-Income-Ratio in % (CIR)* | 60.1 | 59.9 |
| Risk-based capital ratio (going-concern) in %** | 18.9 | 20.0 |
| Risk-based capital ratio (gone-concern) in %** |
3.2 | 1.4 |
| Fitch Rating | AAA | AAA |
| Moody's Rating | Aaa | Aaa |
| Standard & Poor's Rating | AAA | AAA |
| Total assets under management in CHF million |
361,658 | 333,341 |
| Headcount (adjusted for part-time employees on December 31st) |
5,180 | 5,145 |
| Sustainability figures in CHF million |
2020 | 2019 |
|---|---|---|
| Distribution of profit to canton & municipalities |
456**** | 506*** |
| Assets under sustainable management |
97,595 | 16,222 |
* Calculation: Operating expenses divided by operating income (without changes in value adjustments for default risk and losses from interest operations).
** Based on the requirements for systemically important banks.
*** Including anniversary dividend
**** Including corona special dividend
Please note: The figures published in the annual report are applicable.
The legal information applies.