| Group income statement in CHF million | 2022 | 2021 |
|---|---|---|
| Operating result |
1,059 | 951 |
| Group net income |
1,059 | 942 |
| Balance sheet (before distribution of net profit) in CHF million | 2022 | 2021 |
|---|---|---|
| Total assets |
199,791 | 192,105 |
| Amounts due from customers |
10,567 | 9,891 |
| Mortgage loans |
96,838 | 91,847 |
| Amounts due in respect of customer deposits |
103,351 | 96,777 |
| Provisions | 214 | 237 |
| Net equity |
13,299 | 12,674 |
| Key figures and additional information |
2022 | 2021 |
|---|---|---|
| Return-on-Equity in % (RoE) | 8.4 | 7.8 |
| Cost-Income-Ratio in % (CIR)* | 57.5 | 58.7 |
| Risk-based capital ratio (going-concern) in %** | 18.2 | 18.5 |
| Risk-based capital ratio (gone-concern) in %** |
4.3 | 4.0 |
| Fitch Rating | AAA | AAA |
| Moody's Rating | Aaa | Aaa |
| Standard & Poor's Rating | AAA | AAA |
| Total assets under management in CHF million |
399.965 | 409,190 |
| Headcount (adjusted for part-time employees on December 31st) |
5.249 | 5,145 |
| Sustainability figures in CHF million |
2022 | 2021 |
|---|---|---|
| Distribution of profit to canton & municipalities |
491 | 431 |
* Calculation: Operating expenses divided by operating income (without changes in value adjustments for default risk and losses from interest operations).
** Based on the requirements for systemically important banks.
Please note: The figures published in the annual report are applicable.
The legal information applies.