Annual and half-yearly reports
Our business performance reports of the recent years.
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| Group income statement in CHF million | 2025 | 2024 |
|---|---|---|
| Operating result |
1,354 | 1,277 |
| Consolidated profit before taxes | 1,422 | 1,289 |
| Consolidated profit | 1,241 | 1,120 |
| Balance sheet (before distribution of net profit) in CHF million | 2025 | 2024 |
|---|---|---|
| Total assets |
206,177 | 202,594 |
| Mortgage loans |
111,174 | 106,600 |
| Amounts due in respect of customer deposits |
114,324 | 106,980 |
| Net equity |
15,727 | 14,862 |
| Key figures and additional information |
2025 | 2024 |
|---|---|---|
| Return-on-Equity in % (RoE) | 8.3 | 8.0 |
| Cost-Income-Ratio in % (CIR)1 | 55.5 | 55.0 |
| Risk-based capital ratio (going-concern) in %2 | 22.7 | 17.9 |
| Risk-based capital ratio (gone-concern) in %2 |
9.5 | 7.8 |
| Risk-based TLAC ratio 2 | 32.2 | 25.7 |
| Fitch Rating | AAA | AAA |
| Moody's Rating | Aaa | Aaa |
| Standard & Poor's Rating | AAA | AAA |
| Total assets under management in CHF million |
578,950 | 520,811 |
| Headcount (adjusted for part-time employees on December 31st) |
5,809 | 5,779 |
| Sustainability figures in CHF million |
2025 | 2024 |
|---|---|---|
| Total participation canton and municipalities |
581 | 562 |
1 Calculation: Operating expenses divided by operating income (without changes in value adjustments for default risk and losses from interest operations).
2 Based on the requirements for systemically important banks.
Please note: The figures published in the annual report are applicable.
The legal information applies.