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Key Figures

Group income statement in CHF million 2022 2021
Operating result
1,059 951
Group net income
1,059 942

 

Balance sheet (before distribution of net profit) in CHF million 2022 2021
Total assets
199,791 192,105
Amounts due from customers
10,567 9,891
Mortgage loans
96,838 91,847
Amounts due in respect of customer deposits
103,351 96,777
Provisions 214 237
Net equity
13,299 12,674

 

Key figures and additional information
2022 2021
Return-on-Equity in % (RoE) 8.4 7.8
Cost-Income-Ratio in % (CIR)* 57.5 58.7
Risk-based capital ratio (going-concern) in %** 18.2 18.5
Risk-based capital ratio (gone-concern) in %**
4.3 4.0
Fitch Rating AAA AAA
Moody's Rating Aaa Aaa
Standard & Poor's Rating AAA AAA
Total assets under management in CHF million
399.965 409,190
Headcount (adjusted for part-time employees on December 31st)
5.249 5,145

 

Sustainability figures in CHF million
2022 2021
Distribution of profit to canton & municipalities
491 431

 

* Calculation: Operating expenses divided by operating income (without changes in value adjustments for default risk and losses from interest operations).
** Based on the requirements for systemically important banks.

Please note: The figures published in the annual report are applicable.

The legal information applies.