| Group income statement in CHF million | 2021 | 2020 |
|---|---|---|
| Operating result |
951 | 801 |
| Group net income |
942 | 865 |
| Balance sheet (before distribution of net profit) in CHF million | 2021 | 2020 |
|---|---|---|
| Total assets |
192,105 | 188,364 |
| Amounts due from customers |
9,891 | 9,253 |
| Mortgage loans |
91,847 | 87,679 |
| Amounts due in respect of customer deposits |
96,777 | 92,609 |
| Provisions | 237 | 222 |
| Net equity |
12,674 | 12,650 |
| Key figures and additional information |
2021 | 2020 |
|---|---|---|
| Return-on-Equity in % (RoE) | 7.8 | 7.2 |
| Cost-Income-Ratio in % (CIR)* | 58.7 | 60.1 |
| Risk-based capital ratio (going-concern) in %** | 18.5 | 18.9 |
| Risk-based capital ratio (gone-concern) in %** |
4.0 | 3.2 |
| Fitch Rating | AAA | AAA |
| Moody's Rating | Aaa | Aaa |
| Standard & Poor's Rating | AAA | AAA |
| Total assets under management in CHF million |
409,190 | 361,658 |
| Headcount (adjusted for part-time employees on December 31st) |
5,145 | 5,180 |
| Sustainability figures in CHF million |
2021 | 2020 |
|---|---|---|
| Distribution of profit to canton & municipalities |
431 | 456*** |
| Assets under sustainable management |
122,241 | 97,595 |
* Calculation: Operating expenses divided by operating income (without changes in value adjustments for default risk and losses from interest operations).
** Based on the requirements for systemically important banks.
*** Including corona special dividend
Please note: The figures published in the annual report are applicable.
The legal information applies.